:root{
  --ink:#13203a;
  --ink-soft:#1f2d4d;
  --ivory:#f6f4ef;
  --paper:#fbfaf7;
  --bronze:#a9835a;
  --bronze-dark:#8a6a44;
  --slate:#5b6472;
  --line:#e2ddd2;
  --success:#3f6a4e;
  --font-display:'Fraunces', Georgia, serif;
  --font-body:'Inter', -apple-system, BlinkMacSystemFont, sans-serif;
  --radius:6px;
  --shadow:0 6px 24px rgba(19,32,58,0.08);
}

*,*::before,*::after{box-sizing:border-box;}
html{scroll-behavior:smooth;}
body{
  margin:0;
  font-family:var(--font-body);
  color:var(--ink);
  background:var(--paper);
  line-height:1.6;
  -webkit-font-smoothing:antialiased;
}
img{max-width:100%;display:block;}
a{color:inherit;text-decoration:none;}
h1,h2,h3,h4{font-family:var(--font-display);font-weight:600;margin:0 0 .5em;line-height:1.15;color:var(--ink);}
p{margin:0 0 1em;}
.container{max-width:1180px;margin:0 auto;padding:0 24px;}
.eyebrow{
  display:inline-flex;align-items:center;gap:8px;
  font-size:.75rem;letter-spacing:.14em;text-transform:uppercase;
  color:var(--bronze-dark);font-weight:600;margin-bottom:14px;
}
.eyebrow::before{content:"";width:22px;height:1px;background:var(--bronze);}

a:focus-visible,button:focus-visible,input:focus-visible,textarea:focus-visible,select:focus-visible{
  outline:2px solid var(--bronze);outline-offset:3px;
}

.btn{
  display:inline-flex;align-items:center;gap:8px;
  padding:13px 26px;border-radius:var(--radius);
  font-weight:600;font-size:.95rem;border:1px solid transparent;
  cursor:pointer;transition:transform .15s ease, background .2s ease, color .2s ease;
}
.btn-primary{background:var(--ink);color:var(--ivory);}
.btn-primary:hover{background:var(--ink-soft);transform:translateY(-1px);}
.btn-outline{border-color:var(--ink);color:var(--ink);background:transparent;}
.btn-outline:hover{background:var(--ink);color:var(--ivory);}
.btn-bronze{background:var(--bronze);color:#fff;}
.btn-bronze:hover{background:var(--bronze-dark);}

header.site-header{
  position:sticky;top:0;z-index:100;
  background:rgba(251,250,247,0.92);
  backdrop-filter:blur(10px);
  border-bottom:1px solid var(--line);
}
.header-inner{
  display:flex;align-items:center;justify-content:space-between;
  padding:16px 24px;max-width:1180px;margin:0 auto;
}
.brand{display:flex;align-items:center;gap:12px;}
.brand img{width:38px;height:38px;object-fit:contain;}
.brand-name{font-family:var(--font-display);font-weight:600;font-size:1.15rem;letter-spacing:.01em;}
.brand-name span{display:block;font-family:var(--font-body);font-size:.62rem;letter-spacing:.12em;text-transform:uppercase;color:var(--slate);font-weight:500;}

nav.main-nav{display:flex;align-items:center;gap:32px;}
nav.main-nav a{font-size:.92rem;font-weight:500;color:var(--ink-soft);position:relative;padding:4px 0;}
nav.main-nav a::after{content:"";position:absolute;left:0;bottom:-2px;width:0;height:1px;background:var(--bronze);transition:width .2s ease;}
nav.main-nav a:hover::after,nav.main-nav a.active::after{width:100%;}
nav.main-nav a.active{color:var(--ink);}

.nav-toggle{display:none;background:none;border:none;cursor:pointer;padding:6px;}
.nav-toggle i{font-size:1.5rem;}

.header-actions{display:flex;align-items:center;gap:14px;}

section{padding:88px 0;}
.section-tight{padding:56px 0;}
.section-alt{background:var(--ivory);}
.section-ink{background:var(--ink);color:var(--ivory);}
.section-ink h2,.section-ink h3{color:var(--ivory);}
.section-ink p{color:#d8ddea;}

.hero{
  position:relative;overflow:hidden;
  padding:120px 0 100px;
  background:linear-gradient(180deg,#0f1a30 0%, var(--ink) 55%, var(--ink-soft) 100%);
  color:var(--ivory);
}
.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:56px;align-items:center;}
.hero h1{font-size:clamp(2.4rem,4.2vw,3.6rem);color:#fff;letter-spacing:-.01em;}
.hero p.lead{font-size:1.15rem;color:#d3d9e8;max-width:520px;}
.hero-actions{display:flex;gap:16px;margin-top:32px;flex-wrap:wrap;}
.hero-figure{position:relative;border-radius:14px;overflow:hidden;box-shadow:0 30px 60px rgba(0,0,0,.35);}
.hero-figure img{width:100%;height:520px;object-fit:cover;}
.hero-figure::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,transparent 55%,rgba(15,26,48,.55));}
.hero-stat-card{
  position:absolute;left:24px;bottom:24px;background:rgba(251,250,247,.96);
  color:var(--ink);border-radius:10px;padding:18px 22px;min-width:200px;
}
.hero-stat-card .num{font-family:var(--font-display);font-size:1.8rem;font-weight:600;}
.hero-stat-card .label{font-size:.78rem;color:var(--slate);letter-spacing:.03em;}

.stat-strip{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;margin-top:64px;border-top:1px solid rgba(255,255,255,.15);padding-top:36px;}
.stat-strip .num{font-family:var(--font-display);font-size:2.2rem;color:#fff;}
.stat-strip .label{font-size:.82rem;color:#b9c1d6;letter-spacing:.02em;}

.section-head{max-width:640px;margin-bottom:48px;}
.section-head.center{margin-left:auto;margin-right:auto;text-align:center;}

.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;}
.grid-2{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:center;}

.card{
  background:var(--paper);border:1px solid var(--line);border-radius:12px;
  padding:32px;transition:box-shadow .2s ease, transform .2s ease;
}
.card:hover{box-shadow:var(--shadow);transform:translateY(-3px);}
.card i{font-size:1.9rem;color:var(--bronze);margin-bottom:16px;display:block;}
.card h3{font-size:1.15rem;margin-bottom:10px;}
.card p{color:var(--slate);font-size:.95rem;margin-bottom:0;}

.step{display:flex;gap:20px;padding:26px 0;border-bottom:1px solid var(--line);}
.step:last-child{border-bottom:none;}
.step-index{font-family:var(--font-display);font-size:1rem;color:var(--bronze-dark);min-width:34px;}
.step h4{margin-bottom:6px;font-size:1.05rem;}
.step p{color:var(--slate);margin:0;font-size:.93rem;}

.image-frame{border-radius:12px;overflow:hidden;box-shadow:var(--shadow);}
.image-frame img{width:100%;height:100%;object-fit:cover;}

.quote-block{
  border-left:3px solid var(--bronze);padding-left:26px;font-family:var(--font-display);
  font-size:1.35rem;color:var(--ink);max-width:760px;margin:0 auto;text-align:left;
}
.quote-block cite{display:block;font-family:var(--font-body);font-style:normal;font-size:.85rem;color:var(--slate);margin-top:16px;}

.cta-band{background:var(--ivory);border-top:1px solid var(--line);border-bottom:1px solid var(--line);}
.cta-band .container{display:flex;align-items:center;justify-content:space-between;gap:24px;flex-wrap:wrap;padding:56px 24px;}
.cta-band h2{margin-bottom:6px;font-size:1.6rem;}
.cta-band p{color:var(--slate);margin:0;}

footer.site-footer{background:var(--ink);color:#c7cede;padding:64px 0 28px;}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:40px;}
.footer-brand{display:flex;align-items:center;gap:10px;margin-bottom:16px;}
.footer-brand img{width:32px;height:32px;}
.footer-brand span{font-family:var(--font-display);color:#fff;font-size:1.05rem;font-weight:600;}
.footer-col h5{color:#fff;font-size:.8rem;letter-spacing:.1em;text-transform:uppercase;margin-bottom:18px;font-weight:600;}
.footer-col a,.footer-col p{display:block;color:#b6bed3;font-size:.92rem;margin-bottom:10px;}
.footer-col a:hover{color:#fff;}
.footer-contact li{display:flex;gap:10px;align-items:flex-start;margin-bottom:12px;list-style:none;color:#b6bed3;font-size:.9rem;}
.footer-contact i{color:var(--bronze);font-size:1.05rem;margin-top:2px;}
.footer-bottom{
  margin-top:48px;padding-top:24px;border-top:1px solid rgba(255,255,255,.12);
  display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:12px;
  font-size:.82rem;color:#8f99b3;
}
.footer-bottom a{color:#8f99b3;}
.footer-bottom a:hover{color:#fff;}
.disclaimer-note{
  background:rgba(255,255,255,.04);border:1px solid rgba(255,255,255,.1);
  border-radius:8px;padding:18px 22px;font-size:.82rem;color:#9aa3ba;margin-top:40px;
}

.page-hero{
  background:var(--ivory);border-bottom:1px solid var(--line);
  padding:72px 0 56px;
}
.page-hero h1{font-size:clamp(2rem,3.5vw,2.8rem);}
.page-hero p{color:var(--slate);max-width:640px;font-size:1.05rem;}
.breadcrumb{font-size:.82rem;color:var(--slate);margin-bottom:18px;}
.breadcrumb a{color:var(--bronze-dark);}

.legal-content{max-width:820px;margin:0 auto;}
.legal-content h2{margin-top:2.4em;font-size:1.35rem;}
.legal-content h2:first-child{margin-top:0;}
.legal-content p,.legal-content li{color:var(--ink-soft);font-size:.98rem;}
.legal-content ul{padding-left:22px;}
.legal-content .updated{color:var(--slate);font-size:.85rem;margin-bottom:40px;}

.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:start;}
.contact-info-card{background:var(--ivory);border:1px solid var(--line);border-radius:12px;padding:32px;}
.contact-info-card h3{margin-bottom:18px;font-size:1.1rem;}
.contact-info-card ul{list-style:none;padding:0;margin:0;}
.contact-info-card li{display:flex;gap:12px;align-items:flex-start;margin-bottom:18px;font-size:.95rem;color:var(--ink-soft);}
.contact-info-card i{color:var(--bronze);font-size:1.3rem;margin-top:2px;}

.form-group{margin-bottom:20px;}
.form-group label{display:block;font-size:.85rem;font-weight:600;margin-bottom:7px;color:var(--ink-soft);}
.form-group input,.form-group textarea,.form-group select{
  width:100%;padding:12px 14px;border:1px solid var(--line);border-radius:var(--radius);
  font-family:var(--font-body);font-size:.95rem;background:#fff;color:var(--ink);
}
.form-group textarea{resize:vertical;min-height:130px;}
.form-check{display:flex;gap:10px;align-items:flex-start;font-size:.85rem;color:var(--slate);margin-bottom:22px;}
.form-check input{margin-top:3px;}
.form-note{font-size:.8rem;color:var(--slate);margin-top:14px;}

.risk-banner{
  background:#fbf4ea;border:1px solid #e9d9bd;border-radius:10px;
  padding:22px 26px;display:flex;gap:16px;align-items:flex-start;margin:0 0 40px;
}
.risk-banner i{color:var(--bronze-dark);font-size:1.5rem;flex-shrink:0;}
.risk-banner p{margin:0;font-size:.9rem;color:var(--ink-soft);}

.cookie-banner{
  position:fixed;left:20px;right:20px;bottom:20px;z-index:999;
  max-width:900px;margin:0 auto;background:var(--ink);color:#fff;
  border-radius:12px;padding:22px 26px;box-shadow:0 20px 50px rgba(0,0,0,.35);
  display:flex;gap:24px;align-items:center;flex-wrap:wrap;
  transform:translateY(140%);opacity:0;transition:transform .4s ease, opacity .4s ease;
}
.cookie-banner.visible{transform:translateY(0);opacity:1;}
.cookie-banner p{margin:0;font-size:.88rem;color:#d3d9e8;flex:1;min-width:240px;}
.cookie-banner a{color:var(--bronze);text-decoration:underline;}
.cookie-actions{display:flex;gap:12px;flex-wrap:wrap;}
.cookie-actions .btn{padding:10px 18px;font-size:.85rem;}

@media (max-width:960px){
  .hero-grid{grid-template-columns:1fr;}
  .hero-figure img{height:360px;}
  .grid-3{grid-template-columns:1fr 1fr;}
  .grid-2{grid-template-columns:1fr;}
  .footer-grid{grid-template-columns:1fr 1fr;}
  .stat-strip{grid-template-columns:1fr 1fr;}
  .contact-grid{grid-template-columns:1fr;}
}
@media (max-width:720px){
  nav.main-nav{
    position:fixed;top:70px;left:0;right:0;background:var(--paper);
    flex-direction:column;align-items:flex-start;gap:0;padding:8px 24px 20px;
    border-bottom:1px solid var(--line);transform:translateY(-130%);
    transition:transform .25s ease;
  }
  nav.main-nav.open{transform:translateY(0);}
  nav.main-nav a{padding:12px 0;width:100%;border-bottom:1px solid var(--line);}
  .nav-toggle{display:block;}
  .header-actions .btn-outline{display:none;}
  .grid-3{grid-template-columns:1fr;}
  section{padding:60px 0;}
  .footer-grid{grid-template-columns:1fr;}
  .cta-band .container{flex-direction:column;align-items:flex-start;}
}

@media (prefers-reduced-motion:reduce){
  *{animation-duration:.001ms !important;transition-duration:.001ms !important;}
  html{scroll-behavior:auto;}
}